Be over 18 years old.
Legally reside in Spain.
Have a valid DNI/NIE.
Have an active bank account in Spain.
Have a mobile phone number to verify your identity.
Meeting these conditions ensures that the operation is safe for both parties. It allows us to verify your identity, comply with Spanish regulations, and protect your data.
When you submit your application, our systems check the validity of your data in real time. This helps us prevent fraud and provide credit responsibly.
At Lendigm, we do not require guarantors, mortgages, or paper documents. Our digital model removes traditional barriers and focuses on what matters: verifying your profile quickly and securely.
If you meet the requirements, you will have access to our services. If not, we will clearly inform you of the reasons — with no hidden costs or unexpected charges.
